Fuck It FI aka When You Change Direction On The Path to Financial Independence

Too long a title?  It’s my blog, so deal.  😉

When you take several months off between posts, it seems every post you write has a catch-up theme.  I’ll keep it brief, but this one is no different…

After my road trip ended in February, I began a stage of floating.  I floated from one house sit to the next, from one work trip to the next, and one grand idea to the next.  As of a few weeks ago, I traded all of that floating for rooting.  In a tiny home.  In Denver.  COLORADO!!

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Welcome to Our Tiny Home ❤

The road that led me here has been a long, windy, and lately a bumpy one.  4 years ago I first got the idea to move.  And then I met someone, so I stayed.  6 months ago that ended and I decided to move again.  And then I met someone else, nearly changing my course yet again.  But that too is over and I am finally here.  No strings attached. 10/2 UPDATE – new strings attached 😉  I moved everything I have across the country into 283 sq ft of what I soon hope to call “home” and actually feel it.

So where does that leave me on my path to FI??  Well, I coined a new term that I am sure will spread like wildfire – I am currently on the path of Fuck It FI… Continue reading “Fuck It FI aka When You Change Direction On The Path to Financial Independence”

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Road Trip Finances, Factoids, & #VanLife Wisdoms

This post is a long time coming (as are all of my post’s these days!), but I’m finally still enough to write it.  If you happen to be following along on Instagram, you know my road trip is over.  Long over.  For the past 6 weeks, instead of driving state to state, I have been hopping around from house to house and working a bunch (but more on that in an upcoming post).  I figured I could write a 10,000-word post about the conclusion of my trip OR I could just show you how it all went down.  Thanks to my friend Tonya* at Budget and the Beach, that’s exactly what I get to do!!

Can I just say how incredible Tonya is to put that together??  She has insane editing skills to be able to cut some of my inappropriate use of language and bawdy humor and still have enough to work with…not an easy task!  Of course, she couldn’t fit the entire road trip in so I feel I would be doing you a disservice to not include the following photos.  They say a picture is worth a thousand words so I am adding 10 for good measure…

FRIENDS, FOOD, and FUN (in no particular order)

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Finally made it to Carmel-by-the-Sea – on my Places To Visit list for over 10 years!  CHECK!!

Continue reading “Road Trip Finances, Factoids, & #VanLife Wisdoms”

Oh, The Places You’ll Go…

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Seaside, FL

So far, I have been on the road a little over one week.  In 9 days I’ve driven 2599 miles and spent $290.69 on 115.42 gallons of gas…it’s been worth every cent.

I didn’t have any expectations for this journey, but I did have a variety of reasons for setting out on it:

  1. I wanted to escape the brutal chill of January in Chicago.
  2. I wanted needed to untangle some of the thoughts in my head.
  3. I wanted to shake the dust off my physical being.
  4. And financially, I could.

The road has taken me from Springfield IL to Nashville TN, Atlanta GA, Destin FL, Mobile AL, Lake Charles LA, Amarillo TX, and finally to Longmont via Denver.  I have visited with family, friends, and even dropped in on a ChooseFI meetup in Atlanta!  If you aren’t following along on Instagram (hint hint), here are a few pics from the road… Continue reading “Oh, The Places You’ll Go…”

It’s Coddiwomple Time!!

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Aka – Wanderlusting’s less known sister.  The one that takes the desire to travel and rolls with it.  I stumbled across this word a few weeks back and as soon as I read it, I knew it was created for me.  And today I roll…

THE BACKGROUND

I have always loved a nice long road trip.  The wind in your hair, tunes on the radio, random sites like a giant Paul Bunyon and The Worlds Biggest fill in the blank.  When I was in high school I got my first taste of road life while following The Grateful Dead on a summer tour.  I LOVED the idea of packing up, driving out, settling down, hanging with friends, selling my crafts (I was really good at sewing patchwork clothing and crafting hemp jewelry 😉 ) listening to music, sitting by bonfires, and camping at night.  If it wasn’t a two-night city, we got to pack up and do it all over again the next day.  The Dead community gave me my first insight into van life and all that came with it.  When Jerry Garcia died, I switched to Phish tour (cool, but NOT THE SAME).  Town after town, parking lot after parking lot, grilled cheese after grilled cheese…I LOVED EVERY MINUTE OF IT.  Even the gas stations and Walmart bathrooms.

Soon after high school, I took to the road with my best friend Marisa.  The plan was to drive her 69 VW bus across the country eventually making our way to Boulder CO, aka the hot hippy guy mecca of our world.  The VW never made it.  Apparently, 4 bald tires, a bus with no heat (in February) or working windshield wipers, and a starter on the fritz is a recipe for disaster.  Not to worry, though the bus didn’t make it, Marisa and I eventually did…via a Greyhound bus.  I am happy to report that indeed there were a ton of hot hippy dudes to be found.  😉

Fast forward 20 years and I haven’t been on a road trip since.  I mean, I have gone on long drives with specific destinations – when I moved to Ashland OR or visited my sister in Bar Harbor, Maine.  But I haven’t driven just to drive.  I haven’t had a chance to turn left on a whim instead of going straight…until today. Continue reading “It’s Coddiwomple Time!!”

2017 – That’s a Wrap!

I was listening to a Mad Fientist episode the other day and was thrilled to hear the guest, Chris Hutchins, speaking about a habit I too have formed for myself over the years.  He was saying that each month he does one thing significant so he can look back on his life and know that he made the best of it.  He can pinpoint exactly what he was doing at the time – whether it be learning a new task, breaking a bad habit, or volunteering on a project.  I too have adopted this idea throughout the years, I just never wrote it down…until last year.

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2018 – A Fresh Start! (FYI  this picture was taken at 10am…NO SUN!!!)

At the start of 2017 I took a normal size calendar ($1 at Dollar Tree), cut all the months apart, and pinned them to our bedroom wall (very romantic – in hindsight the kitchen would have been better) – 3 across, 4 down.  In a few minutes, I had a giant wall size calendar to keep track of our crazy lives.  My work trips, my boyfriends (John) work trips, Dr appointments for us and the boys, birthdays, anniversaries, sleepover’s (for the kids, not us), vacations, dog walkers – everything went on the calendar.  Important things were highlighted and slowly, one by one, the days were crossed off.  This method made it super easy to see everything at a glance and make sure I was accomplishing all of the things that I had set out to do.

I won’t bore you with the details, but a few of my highlights from 2017 are as follows:

  • Multiple meetups hosted by yours truly via the Rockstar Finance Forum – heck, I even crashed one in MSP!
  • Travels abroad to Cuba, Budapest, and Prague
  • The almost purchase of a caboose (more on that soon)
  • Community-based events like Camp Mustache, Lola Retreat, and FinCon
  • More charitable donations than ever before including Houston Food Bank, Red Cross, Ronald McDonald House and PAWS (you know I can’t forget the pups!).
  • A last-minute opportunity to attend Tony Robbins’ seminar Unleash the Power Within (UPW)… (also, more on that soon!)
  • And taking my mom on a day trip to NY to do a crown tour of the Statue of Liberty

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I also had the opportunity to meet several friends during overnights from work.  Anyone care to guess who is responsible for this madness?? Continue reading “2017 – That’s a Wrap!”