My mom likes to remind me of the time she heard the doorbell ring one afternoon. She hadn’t been expecting anyone and was shocked to find me on the front stoop reciting my pitch to sell her the “worlds most beautiful” wrapping paper. I was 4. Who better to hustle with my tiny voice and big ambitions than my mom?!
Apparently, my older sister was supposed to be raising money for some extracurricular outlet of hers and I had decided I could do the same and perhaps keep the cash. I don’t remember any of this, but looking back over all the jobs I have had since, it certainly doesn’t surprise me. Where did this idea come from? That excitement to make money…was it in me since I was born or did it grow with me from outside influences? What did I plan to do with my hard-earned cash? I wasn’t into Barbie’s and too young to care about travel and clothes…what was my purpose? All these years later I couldn’t begin to tell you, but I do know that my entrepreneurial endeavors did not stop with the wrapping paper.
But before we dig deeper, let me first take this opportunity to ring your doorbell and introduce myself.
Hello, my name is Miss Mazuma…
Would you like to buy the worlds most beautiful wrapping paper?? If so, you’re in the wrong place! I would never pay good money for paper to be wrapped (and shortly discarded) around the already thoughtful gesture of a gift….I use recycled newspaper for that!
Remember when you were taught that it’s what is on the inside that counts? A gift is a perfect example of that – as is your wallet. The most beautiful handcrafted expensive leather wallet means zilch when you have no cash to fill it with. So no, I don’t want to sell you any wrapping paper. But, what I would like to sell to you is an idea. The idea that our lives can be so much better and more enriching than the day-to-day rat race that most Americans endure. That living paycheck to paycheck is the quickest way to dig your own financial grave. That even if you are in debt, and the walls seem to be crashing down around you, there is still hope. And what makes me the authority on debt recovering optimism? I’ve been there.
3 years ago I was in the process of a divorce, living in my soon to be 3rd short sale condo, and recovering from the complete loss of my savings. For a girl who had never missed a payment carrying an 820 credit score (of which I was very proud) to lose it all was a bummer. A core shaking, future disrupting, and lifestyle busting bummer.
But I got through it…and you can too.
Today, 5 years after my life went off course, my finances are back to where I was before that little detour…my FICO score is also up to a decent 780! It wasn’t easy – I definitely made a few lifestyle changes – but it can be done. You can still pull yourself up and out and make a better life for yourself beyond what you can imagine. It takes time and perseverance but it IS possible.
Now that we have officially met, I hope you will stick around. I would love to share with you how I recovered, where I am at now, and what I am doing with my time these days and I promise to be completely transparent in the process (though my name/face must remain anonymous due to my companies social media policy). My goal is to discuss my path to financial independence (FI), my tiny house living, side gigs and hustles, adventures in travel, and outings with my best pup, Bubba. Though she doesn’t know much about money and finance, she sure is motivated by what money can buy – food!
We hope to see you back here soon!!
** Did you ever sell something door to door?? What was it? How old were you? Do you remember what you spent the dough on? Feel free to leave a comment and introduce yourself! I’d love to hear about your early ventures. 🙂 **
Until next time…