The Year is Ending -Did You Do All You Could To Meet Your Goals? I Didn’t…

Wednesday.  Hump Day.  The worst day of the week for some…mainly the procrastinating type.  The best day of the week for others – the week is almost over!!  🙂  This Hump day I am feeling a little bit of both.

For me, the week is almost over but my work week is just beginning.  I’ll be flying on Friday and Saturday this week.  Burbank here I come!!  Saturday also happens to be one of the coldest days of the season in Chicago thus far so I’ll be happy to miss it…well, half of it.

Sunday will be my favorite day of the month – the 20th.  Every 20th of the month my company releases all the trips they couldn’t fill for the next month, in this case December.  What happens at 10pm on any 20th of the month is a mad frenzy of computer activity with all of us flight attendants trading trips at once.  It’s hard to explain the trading aspect, but the result is an intense feeling of failure or victory depending on how well your trades went.  I plan for victory.  Oh, and the 20th also happens to be the usual payday but because it falls on a Sunday I will have to wait for…

Monday – Payday!!  Monday also will be my first ever Mastermind with a couple of lady bloggers in this PF space.  I am so excited to see how this goes!!! 🙂

Hump Day be damned…this week I’m just getting started!

But as I look at the year so far – Hump Month is long gone.  We are nearing the end of the downturn of the year.  2016 is coming to a close and it is closing in on us fast.  46 days left in the year including today.  7 more weeks including 7 more Hump Days.  Yikes!!!  What goals of the year are you still reaching for?  

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Remember my half-year review?  That was way back in June.  What have I accomplished since then?  Um.  Not much…

Continue reading “The Year is Ending -Did You Do All You Could To Meet Your Goals? I Didn’t…”

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Pt 3 -Recovering From the Fall of My Empire

*** This post is the last of a 3 part series.  The first post will discussed the rise, the second the fall, and this post is my recovery.  I hope you’ll stick around to check them out and possibly learn from my mistakes. 😉 ***

A quick recap – The first post of this series spoke about my love affair with real estate.  How I stumbled into buying my first condo at 24.  How I quickly sold and bought a new one in the city at 25 and how I turned that one into 2 more before leaving the city for the burbs a few years later.  Part two discussed the outcome of all those properties when the real estate market took a dump.  What happens when the world around you crashes?  When your tenants stop paying their rent?  When the husband you just married turns out not to be the husband you were hoping for?  What happens when you quickly realize that you need to save yourself from the sinking world around you?

And this post?  This post is about starting over.  Regaining perspective.  And becoming the person I was before the shit hit the fan.  This post is my rebirth…

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When we last left off I was at the bottom…well, that’s not true.  The bottom happened before my last place sold.  The bottom came when I gave up hope. Continue reading “Pt 3 -Recovering From the Fall of My Empire”

Pt 2 – The Fall of My Shortly Lived Empire

*** This is post 2 of a 3 part series.  The first post discussed the rise, this one the fall, and the third my recovery.  I hope you’ll stick around to check them out and possibly learn from my mistakes. 😉 ***

The first post of this series spoke about my love affair with real estate.  How I stumbled into buying my first condo at 24.  How I quickly sold and bought a new one in the city at 25, and how I turned that one into 2 more before leaving the city for the burbs a few years later.  This post will discuss the outcome of all those properties, specifically, when the real estate market took a dump.  What happens when the world around you crashes?  When your tenants stop paying their rents?  When the husband you just married turns out not to be the husband you were hoping for?  And when you quickly realize that you need to save yourself from the sinking world around you.  This post is about survival.

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Continue reading “Pt 2 – The Fall of My Shortly Lived Empire”

Pt 1 – The Rise and Fall of My Empire…and How I Struck Back

*** This is post is 1 of a 3 part series.  This first post will discuss the rise, the second the fall, and the third my recovery.  I hope you’ll stick around to check them out and possibly learn from my mistakes. 😉 ***

In 2010 I had it all. I was newly married and settling into the house I had I always wanted, with the garden I had always wanted, and the kitchen I had always wanted (apparently I wanted a lot).  I had a great job, a home improvement blog that I loved to write, and 3 rental properties fully occupied.  From the outside looking in, life was good….but from the inside looking out I was suffering a debilitating financial tragedy wondering how had I gotten here?  To figure it out, I had to go back to the start of my love affair with real estate…

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Not mine but close!

I have always prided myself on being financially responsible.  I was financially independent from my parents at 18, I never used credit cards (unless they were paid off each month), I never skipped a bill, and my FICO score regularly hovered around 820.  I loved me some Suze Orman and read everything I could about personal finance.  I was 24, living with my boyfriend in a two flat that his brothers Realtor girlfriend owned (she lived on the first floor and us on the second).  After a year or so, my boyfriend and I decided to part ways (something about him wanting to throw all of my belongings on the front yard may have been the catalyst), so I packed up and moved out.

That break up was a sad one for me and, for the first time in my life, I started to feel dependent.  What was happening?  Me??  The girl who couldn’t wait to get out from under the parental thumb so badly that she moved all the way to Oregon at 18 just to be free!  And now she was back in her mother’s home searching for solace.  Though my mom was welcoming (and super excited to have me there) I hated that feeling and I did the worst thing I could do at that stage – I started to make decisions out of desperation.

Continue reading “Pt 1 – The Rise and Fall of My Empire…and How I Struck Back”

I am Grateful For YOU

This week has been a HUGE one for this here little blog.  Though I have been reading about personal finance for the past couple years, I have only been writing for 5 months.  In that time, the amount of encouragement I have gotten from the PF community has been mind-blowing.  I want to write this post to give a big THANK YOU back to those who have helped me along the way (in no particular order)… Continue reading “I am Grateful For YOU”