I’m Officially Famous For Being In Debt

Oh my – so sorry for my absence!  I have been sick as a dog and finally, the clouds in my mind have cleared enough to write.  🙂

Well – something big happened and I failed to report it!  In December I was interviewed by Elle from Couple Money Podcast.  Guys, I was so so nervous!!  I have never been interviewed before…actually, that’s not true.  I have been interviewed before but it was an impromptu thing at a neighborhood party so it totally doesn’t count.

Anywho, Elle contacted me regarding my story of debt and how I got through it.  Though my story really has nothing to do with being a couple (unless you count the brief marriage and divorce in the middle), it has EVERYTHING to do with money…and my lack of it.

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If you have been following here for a while, you know that writing about that time in my life was not easy for me, talking about it was even harder.  In the interview, you will definitely hear my voice shake from nerves, but it also quivers with emotion.  I hope one day I can get to the point where this isn’t the case but, in the meantime, I am still working on it.  If you’ve read it, my story is long and complicated and since the podcast is only 20 minutes, we talked a lot about the demise but not so much about the aftermath and recovery.  If you’re interested in where I am now, check out the last post in the series HERE.

Without further ado, here is the link to the episode in full (it sounds like it starts in the middle but keep with it):

Life After Debt: Rebuilding Your Finances and Yourself with Miss Mazuma

A few notes from the podcast:

  • If I was listening to this podcast in my car I would be saying what an idiot this girl sounds like!  How could she not know better?!  Yeah, I used to be a judgy bear too.
  • I recently looked at my yearly income on the Social Security Website (If you haven’t logged on, do so now…I’ll wait).  I was shocked to see the low reported earnings that I was able to base the purchase of these homes off of!!

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  • Forgiving yourself is key to recovery.  Try it – it is hard but the outcome is so worth it.
  • My parents divorced when I was 14 – when I spoke of moving every two years since, that includes 16 different moves in the past 24 years.  Yup – I’ve moved a lot.
  • Home to me is a feeling, not a dwelling.  I am at home in the galley on the plane at work.  I am at home when I am hiking outside with just a backpack for my belongings.  I am at home with exploring strange cities with my BF by my side.  And I am at home with my face buried deep in Bubba’s fur.  I no longer need a roof to be at home.

I hope you guys enjoyed the podcast and, as always, if you have any questions feel free to reach out at any time.  Thanks to Elle for hosting me and being so kind in calming all my nerves!!  🙂

Until next time…

PS – I’m excited about the guest post I just wrote for Steve at ThinkSaveRetire all about the life of a Flight Attendant.  I’m not sure when it will post but I will be sure to keep you updated!

38 thoughts on “I’m Officially Famous For Being In Debt

  1. Good for you for stepping out of your comfort zone and doing something different! I’ve been asked to do a few podcasts lately and am thinking that 2017 will be the year that I finally dive in!

    It’s always hard to talk about the past, but it does come up from time to time, doesn’t it. I think I’ve actually blocked out some of mine… it feels like I’m my past, time has gotten warped and condensed as I don’t have a very good recollection of dates when things have happened!


    1. Thanks, Steven! Definitely do the podcasts. You have a unique voice and perspective. If I had it to do over again I would have spoken out loud more. Train my voice a little. Other than that, I am happy with how things came out and the fact my story could reach beyond the blog. As for blocking things out, that is the most reached for defense mechanism for children and the hardest to break from. You know how we say kids are resilient?? That’s why! The world of make believe is so easy to escape to that reality becomes hidden in our minds. We do it as kids and we do it as adults. I have no doubt with a bit of digging those things you’ve warped and condensed will become more clear and in focus if you want them to. Dates, on the other hand, I’m still terrible with that! You can’t win em all!! 😜

      Thanks for stopping by and taking the time to comment. Oh, and it was great meeting you and your wife the other night!! I look forward to our next meeting!!

      Liked by 1 person

  2. Congrats on being featured on two different places MM. It takes a big heart to talk about difficult times in your life, let alone in such a public way and to share your story to help others.

    Going to the podcast now 🙂



    1. Hi Tristan! Thanks for your kind words. 🙂 It is definitely hard to talk about but it seems the more that I do talk the easier it gets. This awful thing happened and I made it through. I definitely have some scars but I feel much more at peace with how things work out. I believe in fate (even when it’s really hard!) and know I’m exactly where I should be now. Hard to argue with fate!


  3. Awesome on the podcast! I haven’t looked at the SS site in a while–might be time to revisit! Prior to 2008 was so crazy for mortgages. You weren’t alone. I’ve moved a lot, too–one time five times in twelve months. But I’ve been here for a while now, and am likely to stay. Geographic stability feels weird.


    1. 5 times in one year?!!! Crazy!! But I know it also leads to great stories. I am definitely a gypsy in a lot of ways. Now it’s hard for me to imagine buying a property and staying long enough to actually plant roots in…that idea works against the other I so greatly want which is a garden to literally plant roots in. I’m researching urban plots now to see if I can get the nest of both worlds. 🙂

      Your “geographic stability” comment reminded me of what a guy told me when we first started dating. He said I was “geographically undesirable” due to my location in comparison to his. 😂 It still makes me laugh!


  4. “Forgiving yourself is key to recovery.”

    I love this line, Miss M. Be honest with yourself and forgive yourself. If one can master this skill, one will be fine. And Mrs. G and I loved your interview. We agree with Tonya. You didn’t sound nervous at all.


  5. I know how you feel about the nerves, Miss. M. Haven’t had a podcast interview yet, but did a radio interview last summer (my band was Artist of the Month) on a local station. I remember listening back, and wishing I’d had the questions sent to me in advance haha.
    Anyways, looking forward to your guest post on ThinkSaveRetire!


    1. Oh man, answers in advance would have been amazing!! In the even I am ever interviews again I will definitely think to as that. It’s nerve wracking not knowing what is coming even if you have a basic idea of why you are being Interview. 😅 Congrats on Artist of the Month!! What an awesome accomplishment.


  6. Ellie @ The Chedda

    Cool! I’ll have to go listen to it! And I love that the social security income records exist. They’re just so black and white–no guessing involved. I just looked at mine the other day!


  7. I’m sayin you sounded just fine! I sweat profusely when being interviewed so I’m just thankful no one can hear/see that on the finished product.

    Seriously though, your story is so vital to share to people like me so we can experience what it’s like without the terrible consequences and hopefully avoid the same situation in the future. I know I have a lot to learn from your experiences!


    1. Thanks, Gwen! I actually am starting to feel better about it. Now that I have another podcast under my belt. 😉 My story is definitely a cautionary tale. I can teach you everything not to do…and now, I can teach anyone how to start over! But I think it’s best to learn from my mistakes and not repeat them…if only I had known then…


  8. I’m glad to hear you recovered from your illness. Now I know what we’re doing after dinner tonight – listening to your podcast! Can’t wait to hear it. It’s good to be a bit nervous for a “performance”. It feels terrible but the nerves usually play out as energy. No nerves may play out as lethargy.


    1. Thanks! I was in such a fog this week – man, you never truly appreciate your health until it’s taken from you. I’m back and doing my best to catch up! Mr Groovy as well as a few others wrote awesome posts this week – I can’t believe I almost missed them! Thanks for listening – happy to have the past the past. 🙂


    1. Aw, thanks MSM. I listened again and felt better about it than the first time. I decided that no one knows what I sound like anyway so if I don’t point it out then maybe y’all won’t notice! 😉 I have no doubt you would speak ever so eloquently as your writing suggests. 🙂 Thanks for listening!!

      Liked by 1 person

  9. TheRetirementManifesto

    Miss Mazuma, loved your podcast, and found your story fascinating. I can’t imagine the stress of being over-levered to that extent (amazing how the banks were just passing out $$), and watching the market crater. I could feel the emotion as you fought through the crisis. Fascinating story, well told. You should be proud that you survived it, and are well on our journey to building financial independence, regardless of where “home” is!

    Liked by 1 person

    1. Hey Cuz – Thanks for listening! I mean, I definitely take responsibility for signing on the dotted line but I am amazed as well that I even had the dotted line placed in front of me. Crazy!! Thanks for the support – I know I’ll never be back there again and if it keeps one person from doing the same it’s all worth it. 🙂


  10. Just listened to it! You didn’t sound nervous at all! I think a lot of people will benefit and relate to what you’re talking about. I think the best part of this story is what a good ending it had. It’s not about falling, it’s about getting back up!


  11. You are on fire (FIRE?) Miss Mazuma! What with the podcast and your upcoming guest post on TSR. Way to go!

    I know that story of yours was hard for you to write and I can imagine that it must have been even harder to talk about. On the other hand isn’t it nice to see the payoff all these years later from facing down that time of adversity and growing from it? It gave you a great story to tell!

    Oh and also, you and I have the same definition of home.


    1. Well, I have my moments. 😉 Yes, it is sooo nice to look back and see how far I’ve come. And, honestly, it hasn’t been that long so I am looking forward just to look back in a few more years…that’s a lot of looking! Ha!

      And… You are welcome in MY home anytime! Wherever that would be… 🙂

      Liked by 1 person

  12. Smart Provisions

    Very awesome that you did a podcast!

    Props to you for being courageous and brave to open up about life. Great job, Miss Mazuma!


  13. centsiblyrich

    Congrats on the fame. Just listened – you sounded great! Thank you for having the courage to share your story. Your passion came through and it was a joy to listen to. And I’m so happy things turned around for you!


  14. I’m so glad that you had the courage to go on the podcast.

    I envy you for knowing what home feels like. At this point, I only know what doesn’t feel like home and that’s not such a healthy attitude.


    1. Hey TJ! Well, obviously, I went about things completely the wrong way so I can definitely sympathize with you on that! Your impending road trip will definitely help you narrow things down. “Home” (also know as my True North) is often found when you don’t have one. 😉 It’s out there…you just haven’t discovered it yet.


  15. I know what you mean about feeling at home. I think we need to feel secure within ourselves, and while shelter does protect us from the elements, we shouldn’t ‘define’ ourselves by our homes.

    I left the corporate world before I found the PF blogs, so I had different influencers such as “Peace Pilgrim” and “Planet Walker”, who spent large portions of their life on the road with a mission.

    Looking forward to hearing about life as a flight attendant!


    1. Yes, so true! Being at home with yourself is key to not searching for things that don’t complete you. I know Peace Pilgrim was a big influence for many many people. Have you heard of the Winter Pilgrim? She has pretty much picked up where Peace Pilgrim left off. Interesting woman, Ann Sieben. Let me,now what you think!


  16. Elle Martinez

    Thank you again for coming on the podcast. I loved chatting with you! We’re all in different stages in our journey of life and it was so encouraging to hear how you through things. Best wishes to you for this year and beyond 🙂


  17. mrspickypincher

    Congrats on that podcast!

    I’m sorry to hear about your rough times, but they make us who we are, right? It’s a journey that’s different for everyone, and there are twists and turns, good and bad. It’s worthwhile as long as you learn self love and move on from your mistakes.


    1. Thanks for the support! In so happy to be through it and the future is definitely much brighter. 🙂 I am a firm believer in fate – all those twists and turns take us exactly where we are meant to be. What’s life without a bit of adversity? What would a rainbow be without a storm to chase?

      Thank you for taking the time to stop by and comment! 🙂


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