Fuck It FI aka When You Change Direction On The Path to Financial Independence

Too long a title?  It’s my blog, so deal.  😉

When you take several months off between posts, it seems every post you write has a catch-up theme.  I’ll keep it brief, but this one is no different…

After my road trip ended in February, I began a stage of floating.  I floated from one house sit to the next, from one work trip to the next, and one grand idea to the next.  As of a few weeks ago, I traded all of that floating for rooting.  In a tiny home.  In Denver.  COLORADO!!

IMG-3296 (1).jpg
Welcome to Our Tiny Home ❤

The road that led me here has been a long, windy, and lately a bumpy one.  4 years ago I first got the idea to move.  And then I met someone, so I stayed.  6 months ago that ended and I decided to move again.  And then I met someone else, nearly changing my course yet again.  But that too is over and I am finally here.  No strings attached. 10/2 UPDATE – new strings attached 😉  I moved everything I have across the country into 283 sq ft of what I soon hope to call “home” and actually feel it.

So where does that leave me on my path to FI??  Well, I coined a new term that I am sure will spread like wildfire – I am currently on the path of Fuck It FI… Continue reading “Fuck It FI aka When You Change Direction On The Path to Financial Independence”

Road Trip Finances, Factoids, & #VanLife Wisdoms

This post is a long time coming (as are all of my post’s these days!), but I’m finally still enough to write it.  If you happen to be following along on Instagram, you know my road trip is over.  Long over.  For the past 6 weeks, instead of driving state to state, I have been hopping around from house to house and working a bunch (but more on that in an upcoming post).  I figured I could write a 10,000-word post about the conclusion of my trip OR I could just show you how it all went down.  Thanks to my friend Tonya* at Budget and the Beach, that’s exactly what I get to do!!

Can I just say how incredible Tonya is to put that together??  She has insane editing skills to be able to cut some of my inappropriate use of language and bawdy humor and still have enough to work with…not an easy task!  Of course, she couldn’t fit the entire road trip in so I feel I would be doing you a disservice to not include the following photos.  They say a picture is worth a thousand words so I am adding 10 for good measure…

FRIENDS, FOOD, and FUN (in no particular order)

IMG-0990
Finally made it to Carmel-by-the-Sea – on my Places To Visit list for over 10 years!  CHECK!!

Continue reading “Road Trip Finances, Factoids, & #VanLife Wisdoms”

Oh, The Places You’ll Go…

IMG-6210
Seaside, FL

So far, I have been on the road a little over one week.  In 9 days I’ve driven 2599 miles and spent $290.69 on 115.42 gallons of gas…it’s been worth every cent.

I didn’t have any expectations for this journey, but I did have a variety of reasons for setting out on it:

  1. I wanted to escape the brutal chill of January in Chicago.
  2. I wanted needed to untangle some of the thoughts in my head.
  3. I wanted to shake the dust off my physical being.
  4. And financially, I could.

The road has taken me from Springfield IL to Nashville TN, Atlanta GA, Destin FL, Mobile AL, Lake Charles LA, Amarillo TX, and finally to Longmont via Denver.  I have visited with family, friends, and even dropped in on a ChooseFI meetup in Atlanta!  If you aren’t following along on Instagram (hint hint), here are a few pics from the road… Continue reading “Oh, The Places You’ll Go…”

It’s Coddiwomple Time!!

p1010716-e1516826890167.jpg

Aka – Wanderlusting’s less known sister.  The one that takes the desire to travel and rolls with it.  I stumbled across this word a few weeks back and as soon as I read it, I knew it was created for me.  And today I roll…

THE BACKGROUND

I have always loved a nice long road trip.  The wind in your hair, tunes on the radio, random sites like a giant Paul Bunyon and The Worlds Biggest fill in the blank.  When I was in high school I got my first taste of road life while following The Grateful Dead on a summer tour.  I LOVED the idea of packing up, driving out, settling down, hanging with friends, selling my crafts (I was really good at sewing patchwork clothing and crafting hemp jewelry 😉 ) listening to music, sitting by bonfires, and camping at night.  If it wasn’t a two-night city, we got to pack up and do it all over again the next day.  The Dead community gave me my first insight into van life and all that came with it.  When Jerry Garcia died, I switched to Phish tour (cool, but NOT THE SAME).  Town after town, parking lot after parking lot, grilled cheese after grilled cheese…I LOVED EVERY MINUTE OF IT.  Even the gas stations and Walmart bathrooms.

Soon after high school, I took to the road with my best friend Marisa.  The plan was to drive her 69 VW bus across the country eventually making our way to Boulder CO, aka the hot hippy guy mecca of our world.  The VW never made it.  Apparently, 4 bald tires, a bus with no heat (in February) or working windshield wipers, and a starter on the fritz is a recipe for disaster.  Not to worry, though the bus didn’t make it, Marisa and I eventually did…via a Greyhound bus.  I am happy to report that indeed there were a ton of hot hippy dudes to be found.  😉

Fast forward 20 years and I haven’t been on a road trip since.  I mean, I have gone on long drives with specific destinations – when I moved to Ashland OR or visited my sister in Bar Harbor, Maine.  But I haven’t driven just to drive.  I haven’t had a chance to turn left on a whim instead of going straight…until today. Continue reading “It’s Coddiwomple Time!!”

When is a Loophole or Hack Immoral? And Can It Be Considered Theft?? Asking for a friend…

This post was featured by Rockstar Finance. If you clicked over from there, THANK YOU, and I hope you enjoy the read. If you just happened to wander over here and are interested in all things Personal Finance or FIRE (Financial Independence/Early Retirement), I highly recommend you hop over to Rockstar Finance to check out their site and all the awesome bloggers they host weekly.  Oh, and don’t forget to check out the Rockstar Finance Forum where you can chat PF to your heart’s content. Thanks for stopping by and I hope you will follow along on my long and winding road to FI!

—————————————————–

I have been sitting on an issue that has had my brain a mess and I didn’t think until now to get your take.  Maybe because I fear you would side with, or maybe because it is too multifaceted to really discuss.  In the end, I decided to write about it because this community means the world to me and I’d hate to let a little hiccup tarnish my view on it, or on people’s views of me.

First off, I would like to say that I am no Mother Teresa.  I stole when I was a kid.  A lot (sorry, mom). My best friend at the time was a girl who had moved from the city to the burbs and for some reason still unknown to me, she befriended me first.  She immediately became the most popular girl in school and, by proximity, I became one too.  She was much more “mature” than the rest of us girls so I always felt like I was rushing to catch up.  C had boyfriends that were older, parents that were divorced, and a house that was bigger and grander than any of my other friends.  Her older sister smoked cigarettes and I remember the day we sat out back of their large house, under the stairwell, while they pressured me to try my first cigarette.  It was not my finest moment, and I certainly didn’t look cool.  But I am getting off track…

Image result for moral code

C also taught me how to steal.  She was used to being sneaky (escaping her big home to go out with boys at night took some mad skill), I was not.  I remember the time when her mom dropped us off at the mall.  These were the days of Z Cavaricci’s and IOU sweatshirts and to be anyone who is anyone you had to have them.  Both brands were expensive and my babysitting money was precious to me.  I never thought much about brand names, but hanging with C meant I needed to up my game.  I used to borrow C’s clothes but, while in the mall that day, she decided it was time for me to have my own pair of Cavs.  We found our way to Merry Go Round, the hottest store in the mall, and picked a pair that she thought would look good on me.  C made sure there were no tags that would set the alarm off, then rolled them up, put them in my arms, and pushed me out the open doors to the mall.  I was shocked when nobody came yelling and screaming and so I followed her instructions, walked to the bathroom in the food court, and waited in a stall for her to meet me.  Those few minutes seemed like a lifetime while I played out all the things that could possibly be taking her sooooo long (360 seconds?), the worst being that she had been caught.  But she wasn’t.  A few minutes later she strolled in, knocked on the door, and I opened it to her Cheshire cat smile.  We had gotten away with it, but it didn’t feel good.   Continue reading “When is a Loophole or Hack Immoral? And Can It Be Considered Theft?? Asking for a friend…”