Shift Your Perspective & Create New Habits

Hey, All!  It’s Monday and what that means for most is the start of a new week after a hopefully awesome weekend.  For me, today is the start of my weekend after finishing a 5 day stretch on the road.  I know, I know – most people work 5 days in a row!!  And having done it before I sympathize, I do.  But for us Flygal’s it is a looooong time to be away from home particularly when you factor in the 12 flights, 3 different beds in 3 different cities, all while maintaining a perma smile that I now associate with giving me wrinkles.  🙂  Haha – it’s funny no matter how much we love our jobs we still find something to gripe about!  Moving on…

Are you guys reading Four Pillar Freedom?  If not, you should be.  Not only because JD Roth is reading it…

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But also because the writing is on point.  A few days back, Zach started the month with a powerful post about shifting perspective from the things we should stop doing in favor of the ones we should start doing.  It’s a great list and I implore you to pop over now and check it out.  I’ll wait…

Fabulous, right??  If you didn’t make it down to read all the comments, here is what I wrote: Continue reading “Shift Your Perspective & Create New Habits”

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The “How” & “Why” in FI

This week there was a bunch of interesting topics floating about the blogosphere that really got me to thinking – What are we all trying to accomplish?   Will financial independence really change our worlds and our futures?  What is our purpose?  Ultimately focusing on the “Why” of FI (which we discussed in the RSF Forums this week-my answer below).  Of course, we will all have different answers to these questions, but for each of us, knowing that purpose helps to lead us in the right direction.

Tuesday, Chris from Keep Thrifty posted about his Financial Compass.  How his wife and him found direction for their finances.  Reading his post made me think back to my own compass.  The same compass I have worn around my neck for the past 15 years…

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A little worn down but always on me…I didn’t even take it off for this pic!

At 23, I was a brand new flight attendant and struggling financially …like most 23 year olds tend to do!  Though I have never been in debt (until the 500k in mortgage debt!), the $14.61 I was making didn’t quite cover the bills and I was using precious savings to bridge the gap.  This job was waaaayyyy different from any I had before.  In the first 6 months, I bounced from city to city, hotel to hotel, and paycheck to paycheck.  I LOVED my new job but trying to balance home life and work life was difficult. Continue reading “The “How” & “Why” in FI”

Money & Morals – Using Your $$ For Good

A few months back I had the experience of a lifetime – I spent an entire week volunteering at an elephant sanctuary in Chiang Mai, Thailand.  This trip is one that I had been wanting to do for 10 years.  I first heard of The Elephant Nature Park from a flight attendant who had gone there on her honeymoon.  Though I thought it an odd choice at the time, as my honeymoon was spent sipping rum punch on a beach in Jamaica,  I have since come around to realize her experience far outweighed my gluttonous week of all you can eat restaurants and sand in my crotch…as far as honeymoons are concerned, she won.

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The result of 800 lbs of food each day…times 71 elephants!

I arrived at ENP unsure of how the experience would shape me.  I knew the basics of what we would be doing – prepping food (Did you know elephants eat 800 lbs of food a day?), picking up shit (400lbs a day…each!), and cleaning the park of the discarded corn tusks the elephants deemed inedible (picky, picky, picky).   I had no idea there would also be 460 dogs there (most saved from the flood of Bangkok in 2011), herds of water buffalo, endless cats, goats, chickens, and any other type of animal that has needed rescuing in the past 25+ years.  I also had no idea what the tourism industry had done to these magnificent creatures including torture, mutilation, and murder of many of the mothers in order to take the young.  That week I learned a lot.  I saw more than what I thought my heart could handle.  That week, I became a voice for those who can’t speak… Continue reading “Money & Morals – Using Your $$ For Good”

Your Mind is Speaking – Are You Listening?

**Nothing money related to see here…unless you see following your mind to be a better idea than following your wallet.  In that case, stick around!  Otherwise, if you want to talk money, check out these money posts of like following the KISS rule, Thanking the Money Gods, or Why Beyonce is a Bad Ass.**

 

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It’s Monday!!  I am writing to you in real time because, as I posted last week, I am excited about my “Comment Convo” format and this chance to talk about a post I read today.   It totaly brought me back to my mid 20’s state of mind..and not in the fun, socializing, and making bad decisions kind of way.  It took me back to a scary place that I think many feel (even as we age) but try not to dwell on.  Unfortunately, not dwelling (or listening) to those feelings can cause them to turn into something bigger.  So let’s take a moment to address them and set them free…

I am new to Amanda’s site Dream Beyond Debt.  We are intertwined in the same group of personal finance bloggers and, in the last few weeks, we have begun to build a friendship via twitter.  Today Amanda published a post with an intriguing title – It’s a Gift.  Since other awesome bloggers are writing about frugal ways to save and give during the holidays or no gift Christmases, I truly thought her post would be in similar light hearted relation.  It isn’t.  Amanda has taken this golden opportunity to write about the emotional aspect of the season and the gift of anxiety that comes along with it.  Gift?  Yes, gift.

Continue reading “Your Mind is Speaking – Are You Listening?”

A Lesson in Judgement From My First Hater…kind of.

I have been a bit absent in the past week or so.  I have been working (a little), but mainly, I have been obsessed with my latest outlet for money talk…the Rock Star Finance Forums.  I have been spending  an extreme amount of my time chatting with other money minded peeps, reading all their blog posts, responding to comments.  RSF Forums is like having a new job – but a job I really really love and don’t get paid a dime to attend.  🙂

Well, yesterday someone on the forum asked a question in regards to debt:

“How necessary is debt to your wealth building strategy?”

I was the first to respond with “not necessary” in regards to my own tragic story of debt:

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And, due to that link, I brought in a new reader and today received the first negative reaction to that post.  The reaction I have been waiting for since the day it was published… Continue reading “A Lesson in Judgement From My First Hater…kind of.”