Make The First Move

Today on the plane I opened a chocolate and was greeted with this message:

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This could mean anything, right?  Depending on where you are in your life, “Make the first move” could be aimed at your love life, a project at work, or something else completely.  It could mean that it is the time to stop procrastinating and start doing.  In fact, that is exactly what it meant for me.  And last week I FINALLY made the first move.

This past Friday I told my boyfriend, John, that I am moving out of our place and back to my city condo for the month of August.  In an effort to keep this post as short and sweet as my chocolate message (my first attempt was 3k words!), I won’t go into the intricate details of what led me to this decision, but I will tell you that it took MONTHS to get to this point.  Though it sounds counterproductive, I needed a certain amount of discomfort to push me out of my comfort zone.  Last week I hit it.  And then the rest miraculously fell into place.

First, a bit of back story… Continue reading “Make The First Move”

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I’m Officially Famous For Being In Debt

Oh my – so sorry for my absence!  I have been sick as a dog and finally the clouds in my mind have cleared enough to write.  🙂

Well – something big happened and I failed to report it!  In December I was interviewed by Elle from Couple Money Podcast.  Guys, I was so so nervous!!  I have never been interviewed before…actually, that’s not true.  I have been interviewed before but it was an impromptu thing at a neighborhood party so it totally doesn’t count.

Anywho, Elle contacted me regarding my story of debt and how I got through it.  Though my story really has nothing to do with being a couple (unless you count the brief marriage and divorce in the middle), it has EVERYTHING to do with money…and my lack of it.

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If you have been following here for a while, you know that writing about that time in my life was not easy for me, talking about it was even harder.   Continue reading “I’m Officially Famous For Being In Debt”

A Lesson in Judgement From My First Hater…kind of.

I have been a bit absent in the past week or so.  I have been working (a little), but mainly, I have been obsessed with my latest outlet for money talk…the Rock Star Finance Forums.  I have been spending  an extreme amount of my time chatting with other money minded peeps, reading all their blog posts, responding to comments.  RSF Forums is like having a new job – but a job I really really love and don’t get paid a dime to attend.  🙂

Well, yesterday someone on the forum asked a question in regards to debt:

“How necessary is debt to your wealth building strategy?”

I was the first to respond with “not necessary” in regards to my own tragic story of debt:

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And, due to that link, I brought in a new reader and today received the first negative reaction to that post.  The reaction I have been waiting for since the day it was published… Continue reading “A Lesson in Judgement From My First Hater…kind of.”

Pt 3 -Recovering From the Fall of My Empire

*** This post is the last of a 3 part series.  The first post will discussed the rise, the second the fall, and this post is my recovery.  I hope you’ll stick around to check them out and possibly learn from my mistakes. 😉 ***

A quick recap – The first post of this series spoke about my love affair with real estate.  How I stumbled into buying my first condo at 24.  How I quickly sold and bought a new one in the city at 25 and how I turned that one into 2 more before leaving the city for the burbs a few years later.  Part two discussed the outcome of all those properties when the real estate market took a dump.  What happens when the world around you crashes?  When your tenants stop paying their rent?  When the husband you just married turns out not to be the husband you were hoping for?  What happens when you quickly realize that you need to save yourself from the sinking world around you?

And this post?  This post is about starting over.  Regaining perspective.  And becoming the person I was before the shit hit the fan.  This post is my rebirth…

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When we last left off I was at the bottom…well, that’s not true.  The bottom happened before my last place sold.  The bottom came when I gave up hope. Continue reading “Pt 3 -Recovering From the Fall of My Empire”

Pt 2 – The Fall of My Shortly Lived Empire

*** This is post 2 of a 3 part series.  The first post discussed the rise, this one the fall, and the third my recovery.  I hope you’ll stick around to check them out and possibly learn from my mistakes. 😉 ***

The first post of this series spoke about my love affair with real estate.  How I stumbled into buying my first condo at 24.  How I quickly sold and bought a new one in the city at 25, and how I turned that one into 2 more before leaving the city for the burbs a few years later.  This post will discuss the outcome of all those properties, specifically, when the real estate market took a dump.  What happens when the world around you crashes?  When your tenants stop paying their rents?  When the husband you just married turns out not to be the husband you were hoping for?  And when you quickly realize that you need to save yourself from the sinking world around you.  This post is about survival.

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Continue reading “Pt 2 – The Fall of My Shortly Lived Empire”