Category: Savings

Thanks, Money Gods!

On By Miss MazumaIn Finances, Savings2 Comments

One of my money mantras that I constantly repeat to others is simple yet effective:

A MILLION DOLLARS STARTS WITH ONE CENT. 
So in following this, whenever I see a penny on the ground I pick it up. Not only do I pick it up but I also say “thank you” out loud and in earnest.  Of course, if it’s a nickel, dime, or quarter my “thank you” is at a higher decibel and excitement level.  It may be embarrassing to those around me but I don’t much care – this is my form of gratitude to the Money Gods and it feels important to show my appreciation out loud…and let me tell ya, it works!  Tonight they showed THEIR appreciation for MY appreciation by putting me in the way of this little green monster…
Bubbas paws – not mine. 😉

 

Um – yeah – I let out a little whoop!

And this isn’t the only 10 spot I found this summer. A few weeks back after a long and grueling hot hike, I spotted another $10 while crossing the street. Similar to today’s, it was sitting there as if it had been placed just for me!  How exciting!!

So there it is…Be grateful for each and every cent and you will be rewarded with money from the sky.

**  Have you found any bonus money lately?  Do you have a money mantra or ritual you follow?  Drop a line and share your story! ** 

Until next time…

7 Ways To Achieve Financial Independance

On By Miss MazumaIn Finances, Savings, Thrifty Tips1 Comment
I am frequently asked how I prioritize my savings.  And I frequently ask myself if I am taking the best course of action.  Well, I think the proof is in the pudding.  Last year was my first introduction to the FIRE (Financial Independence and Early Retirement) movement.   I’m not sure which blog or blog post I read that lit my own fire, but I know the result was to set some new goals.  First on my list was to challenge myself to max out my 401k.  That was a big undertaking – it isn’t like money was falling from the sky…


It would have been much easier if I had had this stroke of genius at the beginning of the year, however, it took my mind some time to wrap my brain around socking away 18,000 dollars!!  That’s a lot of cabbage!!  I was already contributing 10% but in the last quarter of 2015, I had to up that to 30% to make it work out.  My new goal amounted to a few tough months but they were totally worth the sacrifice in the end.

With the new challenge, I also began saving more in general.  I started unplugging things in the house, I stopped being wasteful of food and other resources, I stopped buying stuff, and in November I opened an investment account with the extra savings.

Here was my financial plan of attack.  There are many ways to prioritize so by no means is the end all and be all, but here is what I suggest: Continue reading “7 Ways To Achieve Financial Independance” →